분야
hwp(1) 제3보험의 정의 ········································································· 3
(2) 제3보험의 특징 ········································································· 3
(3) 제3보험의 종류 ········································································· 4
Ⅱ. Lloyd's(로이즈)의 역사와 발전에 관하여 체계적인 요약설명. ················· 4
(1) 로이즈란 누구인가 ········································································ 4
(2) 로이즈의 역사 ··········································································· 6 (3) 로이즈의 발전 ··········································································· 7
Ⅲ. 2010년 개정된 무역보험(수출,수입보험 등)의 제도와 특징, 종류 등에 관하여 체계적으로 요약설명하라.
(1) 수출보험 (export insurance)의 의의와 제도 ···································· 8
(2) 수출보험의 특징 ······················································· 8 (3) 수출보험의 종류 ········································································ 9
(4) 수입보험 ··········································································· 11
Ⅳ. 참고문헌 ························
제3보험은 사람의 질병, 상해 또는 이로 인한 간병에 관하여 약정한 급여를 제공하거나 손해의 보상을 약속하는 것을 말한다. 손해보험 및 생명보험의 두 가지 성격을 모두 갖추고 있어 어느 한 분야로 분류하기 곤란하여 제3보험으로 구분하고 있으며 Gray Zone이라고도 한다. 제3보험은 특히 사람을 보험의 목적으로 한다는 점에서 상법상 인보험의 범주에 속하며 손해의 보상을 약속한다는 점에서 손해보험의 범주에도 속한다.
(2) 제3보험의 특징
① 인보험으로서의 제3보험
인보험으로서의 제3보험의 목적은 피보험자 즉 사람의 신체를 보험의 목적으로 한다. 피보험이익은 제3보험에서 보험의 목적인 사람의 가치는 금전화 할 수 없다는 점에서 볼 때 제3보험은 피보험이익의 개념이 원칙적으로 존재하지 않는
황정봉, 「 보 험 학 원 론 」, 대왕사, 한국무역보험공사