Company
Introduction
2.Analysis
Market situation
7-s Analysis
3.Recommendation
Problem Identification
& Solutions
History
1936 founded
1998 M&A with Daedong bank
2001. 11. 1 M&A with
Jootaek bank
2008. 9. 29 KB financial Group inc.
No.1 Korean commercial bank
Total asset : 32.9 billion won
More than 1300 Branches
Slow growth, diminishing profitability
Market growth : -4.6(2009), +1.6(2010)
ROA : 1.27(2005) 0.39(2009)
Low Globalization level
Brand Power
Recognized as the ‘national bank’
Perceived as stable reliable
Retail Finance
Highest NIM
Many low-cost deposits
Sufficient Capacity of Equity Capital
Location of Branches

분야