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[사회과학] 보험의 불완전판매에 관하여

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    목차


    Ⅰ. 서설···········································································································································································2

    Ⅱ. 보험제도의 의의·················································································································································2
    1. 보험의 개념과 목적·········································································································································2
    2. 보험의 연혁··························································································································································2

    Ⅲ. 보험상품의 불완전판매··································································································································3
    1. 불완전판매의 개념···········································································································································3
    2. 불완전판매의 유형과 사례··························································································································3

    Ⅳ. 불완전판매의 법적책임·································································································································6
    1. 계약해소·······························································································································································6
    2. 손해배상·······························································································································································8

    Ⅴ. 문제점 검토························································································································································9
    1. 불완전판매 규율내용·································································································································10
    2. 민사적 규율내용···········································································································································11

    Ⅵ. 불완전판매에 관한 입법적 개선방안···································································································14

    Ⅶ. 결론·········································································································································································19

    ¶ 참고, 인용목록·····················································································································································20

    본문내용
    현대사회에서 보험제도는 문화, 경제, 산업 등 각 분야에 걸쳐 그 중요성이 인정되고 있다. 특히 고도로 발전된 의학기술 및 생명과학 등의 영향으로 인간의 평균기대수명은 과거보다 크게 연장되었고, 이와 함께 인구고령화에 따른 이른바 장수위험 등으로 인해 보험을 포함한 전반적인 금융환경은 계속 변화하고 있으며 다양한 금융 및 보험상품이 등장하게 되었다. 그러나 이러한 상품들은 실체를 지닌 보통의 상품들과는 달리 추상적이고 눈에 보이지 않는 것이어서 소비자의 입장에서는 명확하게 그 실체를 파악하거나 이해하기가 어려운 것이 사실이며, 이러한 이유에서 보험이나 금융상품등의 불완전판매로 인한 피해가 발생하고 있다.
    특히 보험이란, 장래에 발생 가능한 우발적 사고위험에 대비하고 그로인해 발생하는 경제적 수요를 충족시켜주는 역할을 하는 대비책이라는 것을 고려할 때, 보험제도는 복잡하고
    참고문헌
    ¶ 참고, 인용목록

    ◇ 황 진자, '금융상품의 불완전판매와 소비자보호' 2010,12, 고려대학교 법학과 박사학위논문

    ◇ 최 준선, 보험법ㆍ해상법 (제5판) 3면

    ◇ 김 동환, '불공정금융거래에 대한 규제체계 정비방향', [주간금융브리프] 15-14호, 금융연구원, 2006.3.31,

    ◇ 한국소비자원, [금융상품 소비자피해 실태조사], 2010. 5.

    ◇ 2011.8.2. 금융감독원 보도자료

    ◇ 최 상호, "계약상의 정보제공의무에 관한 연구-사기와 착오법리의 적용관계를 중심으로", [법학논고] 제9집, 경북대학교 법학연구소, 1993.12. 66면

    ◇ 곽 윤직, 민법총칙(신정수정판), 1998,

    ◇ 최 현숙, "서비스계약에 있어서 정보제공의무에 관한 고찰", [경성법학] 제15집 제2호, 경성대학교 법학연구소, 2006.12.

    ◇ 곽 윤직, [민법강의Ⅰ], 박영사, 2005

    ◇ 박 정기, "계약체결과정에 있어서의 정보제공의무", [토지법학] 제18호, 한국토지법학회, 2002

    ◇ 김 형배, [채권총론(제2판)], 1998,

    ◇ 곽 윤직, [채권각론(제6판)], 박영사, 2005

    ◇ 고 형석, "소비자취소권에 관한 연구", [동아법학] 제41호, 동아대학교 법학연구소, 2008

    ◇ 이 은영, [채권각론](제4판)], 박영사, 2004,

    ◇ 안 법영, [현행 민법전의 채무불이행법 개정 검토-체계구성의 관점을 중심으로], 법무부 연구용역 과제 보고서, 2010.8.
    하고 싶은 말
    열심히 작성하고 좋은 평을 받은 리포트 입니다. 감사합니다.
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